The Board of Trustees is pleased to provide you with this overview describing the benefits available to you under the IATSE National Health & Welfare Fund, Plan C (referred to as the “Fund" or the “Plan").

These benefits include:

• Hospital and medical coverage through Empire BlueCross BlueShield
• A prescription drug benefit through Caremark
• In certain geographic areas, the option of participating in a health maintenance organization (“HMO”) as an alternative to the BlueCross and Caremark
• For participants in Puerto Rico, Triple-S, a preferred provider organization (“PPO”), provide medical, hospital and prescription drug benefits as alternatives to Blue Cross and Caremark
• Dental benefits through Delta Dental or Self-Insured Dental Services (S.I.D.S.)
• Vision services through Davis Vision
• A medical reimbursement program that lets you pay for certain unreimbursed medical expenses with money in your “CAPP” account
• Life insurance that pays a lump sum to your beneficiaries in the event of your death.